Reliastar Life Insurance is an insurance firm founded in 1885. It’s parented by Voya Financial, and based in Woodbury, New York.
How do I decide on my coverage?
The kind of coverage you want and need will be dependent on many factors: Are you married? Do you have kids? Do you smoke?
All of these things and more will determine the coverage you need, and how much it will cost you to get it. Reliastar Life Insurance is known for providing great customer care and affordable plans, to take the time to compare the different coverage options they offer.
Why should I choose Reliastar Life Insurance?
Reliastar Life Insurance has received A ratings from multiple consumer organizations. They are known by policyholders for providing first-class customer service and exception support during crisis.
Why should I get life insurance?
Life insurance is something everyone should have. Some may see it as a waste of money, but if you ever need it, the peace of mind will be there.
What Plan Should I choose?
Reliastar Life Insurance offers multiple options, including Term Life, Universal Life, Indexed Universal Life, and Variable Universal Life.
The differences between all of these policies will help you determine what you need.
Term Life is the simplest form of a life insurance policy, and also the most common. The coverage is temporary because the death benefit is limited to a specific number of years. If you outlive your coverage, the coverage will end. It’s a relative inexpensive option, but choosing coverage later on in life can be more expensive in the long run.
Universal life policies are designed with flexibility in mind. You’ll be able to change the frequency and amount of your premium. Additionally, the death benefit can go up or down. Policy cash values are credited with interest determined by the insurance company.
Picking a life insurance company should involve a good amount of research. Picking the right company involves finding a reputable insurance broker who you feel will be able to help you whenever needed. Customer service should be friendly and fast to respond to you. Additionally, you should put the effort into really getting the details about the policy type you are being offered, and figure out if it fits your needs.
Life insurance isn’t just for you, it’s for your family. Put the effort into making sure the process of collecting the death benefit will be simple and substantial for your children or other relatives.